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  1. Home
  2. Compare
  3. Chargify vs Square

ChargifyvsSquare

Saas
vs
Service
ScoresSignalsPricingFeatures

Score Comparison

50
Overall
55
50
Pricing
55
45
Usability
80
55
Performance
60
45
Support
35
50
Reliability
45
35
Onboarding
90
40
Mobile
65
70
Security
75
55
Integrations
60
ChargifySquare

Signals Comparison

Pricing

Chargify

  • Overage fees on revenue above plan limits(6/10)
  • Pricing increased with features moved to higher tiers(7/10)

Square

  • Processing fees not refunded on refunds(8/10)
  • Transaction fees increased in 2025(7/10)
  • Hardware is expensive and proprietary(6/10)
  • Add-on features require extra fees(6/10)
Reliability

Chargify

  • Relationship invoicing continuously buggy(8/10)
  • New features released before ready(7/10)

Square

  • Random account freezes without warning(10/10)
  • Payment holds delay business cash flow(9/10)
  • Major service outages affect payments(9/10)
  • KDS stops working when internet goes down(8/10)
Onboarding

Chargify

  • Onboarding can take 10+ months(9/10)

Square

No signals

Usability

Chargify

  • UI is clunky and not user-friendly(7/10)
  • Reporting and email functions are basic(7/10)
  • One-time payments difficult to process(6/10)

Square

  • App glitches and freezing issues(7/10)
  • Register lacks features iPad app has(5/10)
Support

Chargify

  • Support response quick but unhelpful(7/10)

Square

  • Customer service is unhelpful and repetitive(9/10)
  • No transparency on account issues(9/10)
Integrations

Chargify

  • Integrations with Xero not functioning properly(6/10)

Square

  • Cannot process international payments(7/10)
Mobile

Chargify

No signals

Square

  • Android app removed from non-Square hardware(7/10)
Performance

Chargify

No signals

Square

  • Connectivity issues cause abandoned sales(8/10)

Pricing Comparison

Chargify

Build (Trial)
$0/mo

Users: Unlimited

Limits: 30 days only, Not for production use

Trial only - must upgrade to continue
Grow
Popular
$599/mo

Users: Unlimited

Limits: Limited to $100K monthly billings, Advanced features require upgrade

Overage fees above $100K, Some features require Scale plan, Transaction fees separate
Scale
Free

Users: Unlimited

Limits: Must contact sales, Multi-year contracts common

Custom pricing not transparent, Implementation fees likely

Square

Free
$0/mo

Users: Unlimited

Limits: Limited reporting, No advanced inventory, Basic marketing tools only, No loyalty program

2.6% + $0.15 per in-person transaction, 3.3% + $0.30 online, 3.5% + $0.15 keyed-in. No refunds on processing fees.
Plus
Popular
$49/mo

Users: Unlimited

Limits: Some advanced features still require Premium, No custom pricing

2.5% + $0.15 per in-person transaction, 2.9% + $0.30 online. $49/month per additional location. Hardware costs extra.
Premium
$149/mo

Users: Unlimited

Limits: Custom pricing only for $250K+ annual volume

2.4% + $0.15 per in-person transaction, 2.9% + $0.30 online. Hardware costs extra. $149/month per location.

Feature Comparison

FeatureChargifySquare
Billing
Complex B2B billing

Core strength

Component-based pricing

Modular billing supported

Payments
In-person payments

2.6% + $0.15 per transaction

Online payments

3.3% + $0.30 (Free) or 2.9% + $0.30 (Plus)

International payments

US only - major limitation

Next-day deposits

Free; instant transfer costs 1.75%

Accounting
Revenue recognition

Via Maxio merger

Onboarding
Quick implementation

10+ months reported

POS
Free POS software

Basic features on Free tier

Inventory management

Basic on Free, advanced on Plus

Usability
Modern UI

Described as clunky

Analytics
Detailed analytics

Basic reporting only

Reliability
Offline mode

Limited - KDS doesn't work offline

Support
Phone support

Not available

Marketing
Customer loyalty program

Plus plan and above

Features
Invoicing

Included in all plans

Business Tools
Payroll integration

Additional cost

Integrations
API access

Available for developers

Pricing
No monthly fees

Free tier available