GitHub Copilot Out of AI Credits
Quick answer
Since June 2026 chat and agent stop when monthly AI credits run out; there is no cheaper-model fallback. Wait for the reset, enable extra spending or cut usage.
Most likely fix: Check usage
How to fix it
Try these in order — the most common fix is first.
1. Check usage
- GitHub Settings > Billing and licensing > Copilot usage
- Note the monthly reset (start of the month)
Did this fix it?2. Buy more or set a budget
- Enable additional spending (credits cost $0.01 each) and set a budget cap
- Org admins can raise the per-user budget
Did this fix it?3. Use fewer credits
- Pick Auto or cheaper models
- Start fresh chats instead of long threads
- Use completions, which do not consume credits
Did this fix it?
Symptoms
Chat/agent refuse to run and the usage page shows no credits left.
Why it happens
- Token-based billing since June 1, 2026
- Long agent sessions with large context
- Expensive models selected
This guide also covers
- copilot out of credits
- copilot premium requests exhausted
Still not working?
If GitHub Copilot keeps failing, you're not alone. See every GitHub Copilot problem users report or the alternatives people switch to.
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The same problem in other apps
All plan limits, paywalls & watermarks guides →
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- Claude Usage Limit Reached (Anthropic Claude)
Other GitHub Copilot errors
- GitHub Copilot Not Working in VS Code
- GitHub Copilot Not Suggesting Code
- GitHub Copilot Chat Not Responding
- GitHub Copilot Sign-In Loop or Authorization Failed
- GitHub Copilot Rate Limit Exceeded
- GitHub Copilot Agent Mode Stuck or Failing
- GitHub Copilot Proxy and Certificate Errors
- Why Is GitHub Copilot So Slow