GitHub Copilot Out of AI Credits

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Ongoing All Updated November 14, 2026Based on 4 user reportsHow we research

Quick answer

Since June 2026 chat and agent stop when monthly AI credits run out; there is no cheaper-model fallback. Wait for the reset, enable extra spending or cut usage.

Most likely fix: Check usage

How to fix it

Try these in order — the most common fix is first.

  1. 1. Check usage

    1. GitHub Settings > Billing and licensing > Copilot usage
    2. Note the monthly reset (start of the month)
    Did this fix it?
  2. 2. Buy more or set a budget

    1. Enable additional spending (credits cost $0.01 each) and set a budget cap
    2. Org admins can raise the per-user budget
    Did this fix it?
  3. 3. Use fewer credits

    1. Pick Auto or cheaper models
    2. Start fresh chats instead of long threads
    3. Use completions, which do not consume credits
    Did this fix it?

Symptoms

Chat/agent refuse to run and the usage page shows no credits left.

Why it happens

  • Token-based billing since June 1, 2026
  • Long agent sessions with large context
  • Expensive models selected

This guide also covers

  • copilot out of credits
  • copilot premium requests exhausted

Still not working?

If GitHub Copilot keeps failing, you're not alone. See every GitHub Copilot problem users report or the alternatives people switch to.

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