OpenAI API Error: You Exceeded Your Current Quota (insufficient_quota)

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Ongoing API Updated November 14, 2026Based on 5 user reportsHow we research

Quick answer

This 429 is a billing error, not a speed problem: credits are empty or expired, or a spend limit was reached. Add credits or raise the limit; retrying will not help.

Most likely fix: Check the balance

How to fix it

Try these in order — the most common fix is first.

  1. 1. Check the balance

    1. Open platform.openai.com > Settings > Billing > Overview
    2. Confirm credits are above $0 and not expired
    Did this fix it?
  2. 2. Add credits or enable auto-recharge

    1. Billing > Add to credit balance
    2. Turn on auto-recharge to avoid sudden stops
    Did this fix it?
  3. 3. Check spend limits

    1. Settings > Limits for the organization
    2. Project settings > Limits for the project
    Did this fix it?
  4. 4. Match key to funded project

    1. Open API keys and confirm which project the key belongs to
    2. Create a new key in the funded project and redeploy
    Did this fix it?
  5. 5. Contact support if the balance looks right

    1. Use the help widget at help.openai.com with your org ID and a failing request ID
    Did this fix it?

Symptoms

Every call returns 429 with insufficient_quota or credit_balance_exhausted even at low traffic.

Why it happens

  • Prepaid balance reached $0
  • Purchased credits expired after 12 months
  • Organization or project spend limit hit
  • Key belongs to a different organization or project than the one you funded
  • Free credits ended

This guide also covers

  • openai insufficient_quota
  • you exceeded your current quota openai
  • openai api 429 quota

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