Zoho Books Pricing & Free Plan Limits
Complete pricing breakdown for Zoho Books including all plans, hidden costs, and limitations.
Pricing score: 82/100
Is Zoho Books free?
Yes — the Free plan costs nothing. Paid plans start at $20.00/month (Standard).
The free plan includes
- Invoices, quotes, expenses, journals
- Customer portal
- Payment reminders
- Bank reconciliation
- Recurring invoices
- 1099 tracking and filing
Free plan limits
- Users: 1 user + 1 accountant
- Storage: 1,000 invoices and 1,000 bills/expenses per year
- No bank feeds, no sales tax tracking, no custom fields or reports, no API, 5 scheduled reports, email support only
Watch out: Only while financial-year revenue stays at or under $50K. No add-ons except document autoscans. What happens after crossing $50K is not stated on the pricing page.
Plans & Pricing
- Invoices, quotes, expenses, journals
- Customer portal
- Payment reminders
- Bank reconciliation
- Recurring invoices
- 1099 tracking and filing
- 50+ reports
- 50 receipt autoscans/month
User limit: 1 user + 1 accountant
Storage: 1,000 invoices and 1,000 bills/expenses per year
- Same as Standard
User limit: 3 users
Storage: 5,000 invoices/year
- Bank feeds
- Sales and use tax
- 1099 e-filing
- Recurring expenses
- Custom fields and reports
- API access
- Email, voice and chat support
User limit: 3 users
Storage: 5,000 invoices/year
- Same as Professional
User limit: 5 users
Storage: 10,000 invoices/year
- Sales and purchase orders
- Multi-currency
- Timesheets and projects
- Inventory tracking
- Approval and custom workflows
- Custom roles
User limit: 5 users
Storage: 10,000 invoices/year
- Budgets
- Fixed assets
- Cash flow forecasting
- Vendor portal
- Custom modules and functions
- Custom domain
User limit: 10 users
Storage: 25,000 invoices/year
- Advanced inventory and warehouses
- Serial and batch tracking
- Shopify (2 stores), Amazon, eBay, Etsy
- Shipping labels
- Advanced revenue recognition
User limit: 10 users
Storage: 100,000 invoices/year
- Advanced analytics
- 50+ visualizations
- KPI tracking
- Embeddable reports
User limit: 15 users
Storage: 100,000 invoices/year
Pricing Issues Reported by Users
Key features locked behind higher tiers
Bank feeds start at Standard, multi-currency, inventory and projects at Professional, budgets and fixed assets at Premium, and Shopify, warehouses and advanced inventory only at Elite ($120-150 a month). Teams often need two tiers more than planned.
Add-ons raise the real cost
Extra users cost $2.50-3 each per month, expense claims $7-9 per active user, extra locations $10-12, BillPay $59-69, and extra receipt autoscans $8-10 per 50. None except autoscans are available on the free plan.
Free plan ends at $50K revenue and has no bank feeds
The free plan is only available while annual revenue stays at or under $50K, allows one user plus an accountant and 1,000 invoices a year, and does not include bank feeds, so growing businesses hit a paywall quickly.
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