Gumroad vs Payhip

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Gumroad

Gumroad

Platform

45/100
Bye
Top complaint:
Customer support is effectively non-existent
Price:
Free plan
10 Gumroad errors & fixes →
Payhip

Payhip

Platform

64/100
Try with caution
Pick it if you are:
Ebook and template sellers with original work; Course creators with a small audience
Top complaint:
Payhip store closed or deleted without warning
Price:
Free plan, paid from $29/mo
9 Payhip errors & fixes →

Score Comparison

45
Overall
64
35
Pricing
70
70
Usability
78
55
Performance
72
15
Support
55
35
Reliability
55
85
Onboarding
82
60
Mobile
60
40
Security
65
50
Integrations
60
GumroadPayhip

Signals Comparison

Pricing

Gumroad

  • 10% fee plus $0.50 per transaction is excessive(9/10)
  • 30% fee for Discover marketplace sales(8/10)
  • Withholds payouts and balances under $10(8/10)
  • Gumroad fees are 10% + $0.50 per sale, 30% on Discover(6/10)

Payhip

  • Payhip 5% fee on the free plan plus PayPal or Stripe fees(6/10)
  • Payhip fee on VAT: you pay 5% of the tax too(5/10)
  • Fees can still be charged after a refund(5/10)
Support

Gumroad

  • Customer support is effectively non-existent(10/10)

Payhip

  • Payhip support is email only and some sellers get no reply(7/10)
  • Payhip not available in every country(6/10)
  • Refunds are handled by the seller, not Payhip(5/10)
Reliability

Gumroad

  • Accounts get suspended without explanation(10/10)
  • Payment processing issues are common(7/10)

Payhip

  • Payhip store closed or deleted without warning(9/10)
  • Payhip bans PLR and resale-rights products(8/10)
  • Stripe or PayPal freezes funds after a Payhip sale(8/10)
Security

Gumroad

  • No real protection for sellers against fraud(8/10)

Payhip

No signals

Usability

Gumroad

  • Missing features compared to competitors(6/10)
  • Limited storefront customization(5/10)
  • Limited payout options by region(5/10)
  • No proper affiliate marketing system(4/10)

Payhip

  • Limited store design customization(5/10)
  • Payhip checkout cannot be translated into every language(5/10)
  • Payhip custom domain stuck connecting or on SSL(6/10)
Integrations

Gumroad

No signals

Payhip

  • Payhip PayPal not connecting or payments failing(7/10)
Onboarding

Gumroad

No signals

Payhip

  • Payhip marketplace does not bring much traffic(5/10)

Pricing Comparison

Gumroad

Standard (Direct Sales)
Popular
Free

Users: Unlimited

Storage: Unlimited

Limits: 10% + $0.50 per sale, 30% on Discover sales, limited storefront customization, balance held 30-45 days after a high-chargeback suspension

10% + $0.50 per direct sale (official pricing page; no monthly fee). Gumroad is merchant of record and handles sales tax/VAT. Gumroad does not refund its fees when you refund a customer. PayPal payouts carry a 2% fee. Minimum payout balance is $10 USD (higher in some countries).
Discover Marketplace Sales
Free

Users: Unlimited

Storage: Unlimited

Limits: 30% commission, Less control over customer relationship, Competing with other sellers

30% per transaction when a new customer finds you through Discover (official pricing page).

Payhip

Free Forever
Popular
Free

Users: Unlimited products and revenue

Limits: 5% fee on every sale; no annual pricing; recurring billing needs Stripe and covers memberships, courses, coaching and bundles only

5% Payhip fee per sale plus PayPal or Stripe processing fees (for example Stripe 2.9% + $0.30). Fee also applies to the VAT portion when VAT is added to the price.
Plus
$29.00/mo

Users: Unlimited products and revenue

Limits: Still takes 2% per sale; monthly price only on the pricing page

Processor fees (PayPal/Stripe) still apply; the plan is cheaper than Free only above roughly $967 of monthly sales
Pro
$99.00/mo

Users: Unlimited products and revenue

Limits: $99/month regardless of sales

Processor fees (PayPal/Stripe) still apply; the plan beats Plus only above roughly $3,500 of monthly sales; no proration on cancelling mid-cycle (third-party report)

Feature Comparison

FeatureGumroadPayhip
Pricing
No monthly fee

Pay only per transaction

Low transaction fees

10% + $0.50 is high vs competitors

No monthly fee option

5% per sale on the free plan

Annual pricing

Only monthly prices are listed

Products
Digital downloads

Core functionality

Online courses
Memberships

Recurring subscriptions

Physical products

With shipping support

Coaching and bundles
Print on demand

Integration available per help center

Compliance
Global tax handling

Automatic tax remittance since 2025

Merchant of record

Seller assumes liability

Growth
Discover marketplace

Additional traffic, but 30% fee

Marketing
Basic email marketing

Simple customer emails

Affiliate system

Basic affiliate features

Coupons and affiliates
Cart abandonment emails

Off by default

Sales funnels

Not available

Store
Custom domain

A record for root domain, CNAME for subdomain; SSL automatic

Full checkout translation

Unsupported languages cannot be translated

Support
Human customer support

1.4/5 Trustpilot, chatbot only

Phone support

Email only

Tax
EU/UK VAT handling

Automatic by default

US and Canadian sales tax

Collection began July 1, 2026

Reliability
Account security

Suspensions without explanation

Security
Seller protection

No real chargeback protection

Branding
Advanced customization

Limited storefront options

Analytics
Advanced analytics

Basic stats only

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Gumroad vs Payhip 2026 - Problems & Comparison | Try or Bye