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Complete pricing breakdown for Gusto including all plans, hidden costs, and limitations.
Pricing score: 55/100
User limit: Per contractor: $6/month
Storage: N/A
User limit: Per employee: $6/month
Storage: N/A
User limit: Per employee: $12/month
Storage: N/A
User limit: Per employee: $22/month
Storage: N/A
User limit: Per international employee
Storage: N/A
As of March 2026, Gusto increased Simple plan from $40 to $49/month (22.5% increase). Add-ons can raise costs by $10-30 per employee each month. Small businesses often see a $49 plan turn into $100+/month once features are enabled.
Customers report being charged the full month's fee after canceling without running any payroll. Gusto charges for the full month regardless of when you cancel, with no prorated refunds for early cancellation.
Gusto gets pricey depending on employee count. Plus plan is $80 base + $12/employee/month. A 20-person company pays over $320/month ($3,840/year). Premium plan reaches $180 base + $22/employee for larger teams.