BigCommerce Open Payment Provider Fee
Quick answer
Since June 1, 2026 BigCommerce charges 2.0%, 1.0% or 0.6% (Core, Growth, Scale) on orders processed by gateways outside its embedded provider list. Moving orders to an embedded provider removes it.
Most likely fix: Find the fee on your invoice
How to fix it
Try these in order — the most common fix is first.
1. Find the fee on your invoice
- Open your billing invoices and find the separate fee line
- The fee covers the prior calendar month
- It is calculated on GMV (order value minus 10%) not processed by embedded providers
Did this fix it?2. Switch to an embedded provider
- Embedded providers include Stripe, PayPal, BigCommerce Payments, Adyen, Klarna, Affirm, Afterpay and Worldpay (the list may change)
- Set one up in Settings > Payments
- Changes apply to future orders only
Did this fix it?3. Lower the rate by upgrading
- The fee rate falls on higher plans (Core 2.0%, Growth 1.0%, Scale 0.6%)
- Compare plan price increase against the fee saved
- Performance contract customers negotiate their own terms
Did this fix it?
Symptoms
A new line item on your invoice named Open Payment Provider fee, billed monthly even on annual plans.
Why it happens
- Your gateway is not on BigCommerce's embedded provider list
- Offline orders such as purchase orders are included
- Fee is based on the provider that processed each order
This guide also covers
- bigcommerce open payment provider fee
- bigcommerce transaction fees
- bigcommerce payment processing fee
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