QuickBooks Bank Error 102 and 105

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Workaround available QuickBooks Online Updated November 13, 2026Based on 3 user reportsHow we research

Quick answer

Errors 102 and 105 mean QuickBooks cannot reach your bank. They are usually bank-side and clear within 24 hours; click Update, wait and check the bank's site before reconnecting.

Most likely fix: Update and wait

How to fix it

Try these in order — the most common fix is first.

  1. 1. Update and wait

    1. Go to Banking and select Update.
    2. If it fails, wait 2-3 hours and try again; Intuit says these often resolve within 24 hours.
    Did this fix it?
  2. 2. Verify the bank site

    1. Log in at your bank's website to confirm it works and the account is open.
    2. Look for maintenance notices.
    Did this fix it?
  3. 3. Reconnect or upload

    1. If it persists beyond a day, disconnect and reconnect the account.
    2. Upload a file manually in the meantime.
    Did this fix it?

Symptoms

'We can't connect to your bank' with code 102 or 105 on the bank connection.

Why it happens

  • Bank servers down or updating
  • Brand-new account not yet available for online banking
  • Temporary Intuit-to-bank connection issue

This guide also covers

  • quickbooks error 102
  • quickbooks error 105
  • quickbooks bank error 105

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