Xero Bank Reconciliation Not Balancing

How to fix it

Try these in order — the most common fix is first.

1. 1. Run the reconciliation reports

   Copy steps
   1. Run Bank Reconciliation Summary and Bank Reconciliation Detail
   2. Compare against your bank statement line by line
   Did this fix it? Yes No

2. 2. List unreconciled items

   Copy steps
   1. Go to Accounting > Bank Accounts > Account Transactions
   2. Filter Status to Unreconciled
   Did this fix it? Yes No

3. 3. Check dates and fees

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   1. Make sure the date matches the statement end date
   2. Record bank fees, interest and charges
   3. Check for misdated transactions
   Did this fix it? Yes No

4. 4. Verify opening balance

   1. Confirm it equals the previous reconciled closing balance
   Did this fix it? Yes No

5. 5. Park unclear items

   1. Use Reconcile Later for disputed lines and finish the rest
   Did this fix it? Yes No

Symptoms

Statement balance and Xero balance differ after reconciling, or the Bank Reconciliation Summary shows unexplained differences.

Why it happens

• Missing or duplicate statement lines
• Reconciliation date not matching the statement end date
• Unrecorded bank fees or interest
• Foreign exchange differences on multicurrency accounts
• Wrong opening balance

This guide also covers

• xero reconciliation not balancing
• xero reconciliation difference
• xero bank reconciliation problems

Other Xero errors

• Xero Bank Feed Not Working
• Xero Duplicate Transactions in Bank Feed
• Xero Invoice Shows Outstanding After Customer Paid
• Xero Login and MFA Not Working (Lost Phone)
• Xero Invoice Emails Not Delivered
• Xero Online Payment Link Not Working
• Xero Connected App Not Syncing
• Xero File Upload Not Working